RWA Credit Rail
Reference modeNo wallet required
Financial proof ledger

Follow one position from claim to source.

repaid path0x8afa57ad093ed44dd07230271141e6026f9d2ec5476e6719d887ebf2a77cc335Hold 1 ยท COMPLETED automation
  1. 01

    The HBAR settlement conversion rate was read from Hedera.

    $0.078028 per HBAR, observed at block 41012411

    HIP-475 system contract 0x0000000000000000000000000000000000000168, system file 0.0.112, and block state
    Verified contract stateBlock 41012411 via https://testnet.hashio.io
  2. 02

    The lender funded an exact HBAR principal.

    6.40795612 HBAR

    AtsCollateralRail and Mirror receipt
    Transaction receiptSUCCESS at 1790432898.084257104Open authoritative Mirror receipt
    HashScan was unavailable on 2026-09-27. Mirror evidence remains authoritative.Retry transaction on HashScan
  3. 03

    ATS collateral entered a distinct native hold.

    Hold 1, 10 units at block 41012342

    ATS partition hold inspection
    Transaction receiptSUCCESS at 1790432905.927433590Open authoritative Mirror receipt
    HashScan was unavailable on 2026-09-27. Mirror evidence remains authoritative.Retry transaction on HashScan
  4. 04

    An HSS schedule entity was confirmed independently.

    Executed at 1790433041.060326208

    HSS entity and Mirror Node
    HSS schedule0.0.10730732 executed at 1790433041.060326208Open authoritative Mirror schedule
    HashScan was unavailable on 2026-09-27. Mirror evidence remains authoritative.Retry schedule on HashScan
  5. 05

    Repayment released the collateral hold.

    REPAID via repayment, observed on testnet

    Rail state and ATS hold release
    Transaction receiptSUCCESS at 1790432933.567776183Open authoritative Mirror receipt
    HashScan was unavailable on 2026-09-27. Mirror evidence remains authoritative.Retry transaction on HashScan
  6. 06

    Final contract state was read at an exact block.

    29 assertions

    Hedera JSON-RPC state proof
    Verified contract stateBlock 41012411 via https://testnet.hashio.io
  7. 07

    Dated lifecycle accounting was covered by a current Mirror balance.

    9.36603529 HBAR checked 2026-09-27T12:24:59Z, balance timestamp 1790433041.060326208

    Hedera Mirror account balance
    Current Mirror account balance936603529 tinybar at 1790433041.060326208Open authoritative Mirror balance

Facts that must not be collapsed

Free ATS balance
990
Held ATS balance
0
HIP-475 settlement conversion rate
$0.078028 per HBAR
Cash liabilities
0 HBAR
HSS reserve
0 HBAR
State read block
41012411
Current rail balance
9.36603529 HBAR

HIP-475 exposes the active network settlement conversion rate, not a live market price oracle.

Verify another live position

Contract state

Mirror receipt

Raw committed reference record
{
  "schemaVersion": 3,
  "network": "hedera-testnet",
  "chainId": 296,
  "status": "verified",
  "generatedAt": "2026-09-26T14:30:58.014Z",
  "recipeId": "term-credit",
  "policy": {
    "maximumAdvanceBps": 7000,
    "maximumAnnualRateBps": 10000,
    "maximumQuoteMovementBps": 100,
    "minimumTermSeconds": 120,
    "maximumTermSeconds": 31536000,
    "maximumOfferLifetimeSeconds": 86400
  },
  "addresses": {
    "factory": "0xd1F118A40f3b02883D35909eF2517e7EDd78379d",
    "resolver": "0xBA2D5FC2083A0b8f164c50e65d782087fBA18E0a",
    "pyth": null,
    "exchangeRateSystem": "0x0000000000000000000000000000000000000168",
    "atsToken": "0xe4E087dC047798bCD76EF6DDDe58134D87663482",
    "oracle": "0x6d217218836341603a73aCe669cBFBD778De1b9F",
    "rail": "0xBb038155597b01D38eb61Af8A2d6117f79A14cB5",
    "acceptance": "0x9fF2B637d4f9bD750256C0D5D550FBfB5C19B9Aa"
  },
  "actors": {
    "issuer": {
      "accountId": "0.0.10730648",
      "evmAddress": "0xc274ccad401bf8fa397801a423a83c5357722358"
    },
    "lender": {
      "accountId": "0.0.10730653",
      "evmAddress": "0x6a7b6558c7df250845a4eb49dedf64a28b55cd58"
    },
    "borrower": {
      "accountId": "0.0.10730654",
      "evmAddress": "0xf83e1f1689074729aa2a6e7a5cbed3a7622fd9a3"
    }
  },
  "transactions": [
    {
      "kind": "ats-bond-deployment-1",
      "type": "transaction",
      "hash": "0x3cfd8f0dfc007e987ac871ebf4030648a1835a7110efe3821665abc5d2d78e57",
      "consensusTimestamp": "1790432834.344455156",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x3cfd8f0dfc007e987ac871ebf4030648a1835a7110efe3821665abc5d2d78e57",
      "hashScan": "https://hashscan.io/testnet/transaction/0x3cfd8f0dfc007e987ac871ebf4030648a1835a7110efe3821665abc5d2d78e57"
    },
    {
      "kind": "issuer-configuration-1",
      "type": "transaction",
      "hash": "0x994a7e80e8c1f51c4faefa14b66b80af73753c97a63a6d4ee699142a86e1b3ad",
      "consensusTimestamp": "1790432841.407634609",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x994a7e80e8c1f51c4faefa14b66b80af73753c97a63a6d4ee699142a86e1b3ad",
      "hashScan": "https://hashscan.io/testnet/transaction/0x994a7e80e8c1f51c4faefa14b66b80af73753c97a63a6d4ee699142a86e1b3ad"
    },
    {
      "kind": "kyc-grant-1",
      "type": "transaction",
      "hash": "0x9b0e05eed3bfa5a273f1849372fe0bc66ed3980b52d647d67cdd4307f987390e",
      "consensusTimestamp": "1790432845.746662104",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x9b0e05eed3bfa5a273f1849372fe0bc66ed3980b52d647d67cdd4307f987390e",
      "hashScan": "https://hashscan.io/testnet/transaction/0x9b0e05eed3bfa5a273f1849372fe0bc66ed3980b52d647d67cdd4307f987390e"
    },
    {
      "kind": "kyc-grant-2",
      "type": "transaction",
      "hash": "0x53d1d163be13f334ef4af74c58da780e06a10f5a42265b9044035e35a94d0fcf",
      "consensusTimestamp": "1790432851.918935324",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x53d1d163be13f334ef4af74c58da780e06a10f5a42265b9044035e35a94d0fcf",
      "hashScan": "https://hashscan.io/testnet/transaction/0x53d1d163be13f334ef4af74c58da780e06a10f5a42265b9044035e35a94d0fcf"
    },
    {
      "kind": "collateral-issuance-1",
      "type": "transaction",
      "hash": "0x6aa9e7a01238f42e7e605618b00b2071b6f0d5f6477505ec77492d34d42a2ef7",
      "consensusTimestamp": "1790432856.707777680",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x6aa9e7a01238f42e7e605618b00b2071b6f0d5f6477505ec77492d34d42a2ef7",
      "hashScan": "https://hashscan.io/testnet/transaction/0x6aa9e7a01238f42e7e605618b00b2071b6f0d5f6477505ec77492d34d42a2ef7"
    },
    {
      "kind": "oracle-deployment-1",
      "type": "transaction",
      "hash": "0xc74e75ae52794e1800def13d5d431cd4484f1469d8501bef4c0e9b10485699fe",
      "consensusTimestamp": "1790432862.904182306",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0xc74e75ae52794e1800def13d5d431cd4484f1469d8501bef4c0e9b10485699fe",
      "hashScan": "https://hashscan.io/testnet/transaction/0xc74e75ae52794e1800def13d5d431cd4484f1469d8501bef4c0e9b10485699fe"
    },
    {
      "kind": "rail-deployment-1",
      "type": "transaction",
      "hash": "0x817f3edb2850674873d77f263ce7967bb9daeaac5660ed1c03d2923bea7c5c73",
      "consensusTimestamp": "1790432868.571154937",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x817f3edb2850674873d77f263ce7967bb9daeaac5660ed1c03d2923bea7c5c73",
      "hashScan": "https://hashscan.io/testnet/transaction/0x817f3edb2850674873d77f263ce7967bb9daeaac5660ed1c03d2923bea7c5c73"
    },
    {
      "kind": "automation-funding-1",
      "type": "transaction",
      "hash": "0x2b1a4ee6d0b6932e659a00a3daa796ba049bc7b72d04bdf836912bc4ec7429c1",
      "consensusTimestamp": "1790432875.326645104",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x2b1a4ee6d0b6932e659a00a3daa796ba049bc7b72d04bdf836912bc4ec7429c1",
      "hashScan": "https://hashscan.io/testnet/transaction/0x2b1a4ee6d0b6932e659a00a3daa796ba049bc7b72d04bdf836912bc4ec7429c1"
    },
    {
      "kind": "acceptance-deployment-1",
      "type": "transaction",
      "hash": "0x50a3e51753e67b8c8bed91cf866285d185eeb639088aec34a4ed8230bb067d03",
      "consensusTimestamp": "1790432882.458599415",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x50a3e51753e67b8c8bed91cf866285d185eeb639088aec34a4ed8230bb067d03",
      "hashScan": "https://hashscan.io/testnet/transaction/0x50a3e51753e67b8c8bed91cf866285d185eeb639088aec34a4ed8230bb067d03"
    },
    {
      "kind": "ats-allowance",
      "type": "transaction",
      "hash": "0xb30c6b1bb5f6c10b4716a5b23d60fc9d87a0f39939692f9cfbdac688a6cab2e8",
      "consensusTimestamp": "1790432891.783942104",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0xb30c6b1bb5f6c10b4716a5b23d60fc9d87a0f39939692f9cfbdac688a6cab2e8",
      "hashScan": "https://hashscan.io/testnet/transaction/0xb30c6b1bb5f6c10b4716a5b23d60fc9d87a0f39939692f9cfbdac688a6cab2e8"
    },
    {
      "kind": "fund-offer-1",
      "type": "transaction",
      "hash": "0x36288f0abe01ee293d4cc235734e5663a0416ddb6234551bea99367b5f27a52e",
      "consensusTimestamp": "1790432898.084257104",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x36288f0abe01ee293d4cc235734e5663a0416ddb6234551bea99367b5f27a52e",
      "hashScan": "https://hashscan.io/testnet/transaction/0x36288f0abe01ee293d4cc235734e5663a0416ddb6234551bea99367b5f27a52e"
    },
    {
      "kind": "accept-offer-1",
      "type": "transaction",
      "hash": "0x060a2c4c0a42f2673d99f155e5efb572144914b5b32d58ca00fd11b4d5d5947f",
      "consensusTimestamp": "1790432905.927433590",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x060a2c4c0a42f2673d99f155e5efb572144914b5b32d58ca00fd11b4d5d5947f",
      "hashScan": "https://hashscan.io/testnet/transaction/0x060a2c4c0a42f2673d99f155e5efb572144914b5b32d58ca00fd11b4d5d5947f"
    },
    {
      "kind": "fund-offer-2",
      "type": "transaction",
      "hash": "0x417c5cf6b1beb32dc67649a396e746b131765bcaf247e1ee2c6eb579075078b2",
      "consensusTimestamp": "1790432914.924187289",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x417c5cf6b1beb32dc67649a396e746b131765bcaf247e1ee2c6eb579075078b2",
      "hashScan": "https://hashscan.io/testnet/transaction/0x417c5cf6b1beb32dc67649a396e746b131765bcaf247e1ee2c6eb579075078b2"
    },
    {
      "kind": "accept-offer-2",
      "type": "transaction",
      "hash": "0x22cd5e3e6b5cc8734879d316b18b0a8bbd9838ba98dc586dec4c08334925379f",
      "consensusTimestamp": "1790432921.227235104",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x22cd5e3e6b5cc8734879d316b18b0a8bbd9838ba98dc586dec4c08334925379f",
      "hashScan": "https://hashscan.io/testnet/transaction/0x22cd5e3e6b5cc8734879d316b18b0a8bbd9838ba98dc586dec4c08334925379f"
    },
    {
      "kind": "borrower-withdrawal",
      "type": "transaction",
      "hash": "0x6dedf5f3c5cd1e63ffea23ee71eac86797678667f9b3c9ce9b92e58c7d7c31f6",
      "consensusTimestamp": "1790432927.698740903",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x6dedf5f3c5cd1e63ffea23ee71eac86797678667f9b3c9ce9b92e58c7d7c31f6",
      "hashScan": "https://hashscan.io/testnet/transaction/0x6dedf5f3c5cd1e63ffea23ee71eac86797678667f9b3c9ce9b92e58c7d7c31f6"
    },
    {
      "kind": "repay-position",
      "type": "transaction",
      "hash": "0x5b9a0ca2be15cc59fb496c1d79dd3c2dc6e8a282fdcbb710b4ddbe91e13f039c",
      "consensusTimestamp": "1790432933.567776183",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x5b9a0ca2be15cc59fb496c1d79dd3c2dc6e8a282fdcbb710b4ddbe91e13f039c",
      "hashScan": "https://hashscan.io/testnet/transaction/0x5b9a0ca2be15cc59fb496c1d79dd3c2dc6e8a282fdcbb710b4ddbe91e13f039c"
    },
    {
      "kind": "lender-withdrawal",
      "type": "transaction",
      "hash": "0x3ad50b143a2a09c8e5257aa9fd4baed7bf4bec6d62cd39b6a3a098da5a3635e6",
      "consensusTimestamp": "1790432938.686843840",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x3ad50b143a2a09c8e5257aa9fd4baed7bf4bec6d62cd39b6a3a098da5a3635e6",
      "hashScan": "https://hashscan.io/testnet/transaction/0x3ad50b143a2a09c8e5257aa9fd4baed7bf4bec6d62cd39b6a3a098da5a3635e6"
    }
  ],
  "lifecycle": {
    "atsBondDeployment": {
      "kind": "ats-bond-deployment-1",
      "type": "transaction",
      "hash": "0x3cfd8f0dfc007e987ac871ebf4030648a1835a7110efe3821665abc5d2d78e57",
      "consensusTimestamp": "1790432834.344455156",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x3cfd8f0dfc007e987ac871ebf4030648a1835a7110efe3821665abc5d2d78e57",
      "hashScan": "https://hashscan.io/testnet/transaction/0x3cfd8f0dfc007e987ac871ebf4030648a1835a7110efe3821665abc5d2d78e57"
    },
    "ssiAndKycConfiguration": {
      "kind": "kyc-grant-2",
      "type": "transaction",
      "hash": "0x53d1d163be13f334ef4af74c58da780e06a10f5a42265b9044035e35a94d0fcf",
      "consensusTimestamp": "1790432851.918935324",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x53d1d163be13f334ef4af74c58da780e06a10f5a42265b9044035e35a94d0fcf",
      "hashScan": "https://hashscan.io/testnet/transaction/0x53d1d163be13f334ef4af74c58da780e06a10f5a42265b9044035e35a94d0fcf"
    },
    "collateralIssuance": {
      "kind": "collateral-issuance-1",
      "type": "transaction",
      "hash": "0x6aa9e7a01238f42e7e605618b00b2071b6f0d5f6477505ec77492d34d42a2ef7",
      "consensusTimestamp": "1790432856.707777680",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirrornode.hedera.com/api/v1/contracts/results/0x6aa9e7a01238f42e7e605618b00b2071b6f0d5f6477505ec77492d34d42a2ef7",
      "hashScan": "https://hashscan.io/testnet/transaction/0x6aa9e7a01238f42e7e605618b00b2071b6f0d5f6477505ec77492d34d42a2ef7"
    },
    "pythPriceUpdate": null,
    "fundedOffer": {
      "kind": "fund-offer-1",
      "type": "transaction",
      "hash": "0x36288f0abe01ee293d4cc235734e5663a0416ddb6234551bea99367b5f27a52e",
      "consensusTimestamp": "1790432898.084257104",
      "result": "SUCCESS",
      "mirror": "https://testnet.mirro
Select a terminal path to inspect its claims and sources.